For whatever your reason to want to work instead of playing cards, fishing
or gardening ... this a good time to start planning or to start looking for the
retirement job that’s right for you, or build your own retirement business.
Whatever you choose, you could end up living at home or in an entirely
different county. It really is up to you!!
Excuse us, we're out WORKING!
- There used to be a distinct line between work and retirement. People like my parents worked until age 65 or so, and then took their social security and/or pensions and headed for cruises, fishing, playing with grandchildren and what they thought would be a well-deserved rest.
This is all changing, and today,
more seniors and baby boomers
are changing their age of retirement,
deciding to retire earlier or later than
age 65, and whether to make having
retirement jobs a part of their
retirement plans. Some are even
leaving the country to work
online or off, as expatriots or expats.
more seniors and baby boomers
are changing their age of retirement,
deciding to retire earlier or later than
age 65, and whether to make having
retirement jobs a part of their
retirement plans. Some are even
leaving the country to work
online or off, as expatriots or expats.
* * * * *
The National Council on Aging reports
that one in three Americans age 65
and older has a retirement job, working
at least part-time, and this retirement jobs
trend should increase.
In March 2004, the Harvard Business Review
wrote: "Long-standing human resources practices invest
heavily in youth and push out older workers. This must change –
and public policy too – or companies will find themselves running
off a demographic cliff as baby boomers age."
wrote: "Long-standing human resources practices invest
heavily in youth and push out older workers. This must change –
and public policy too – or companies will find themselves running
off a demographic cliff as baby boomers age."
Still working: "Tom" Hayden (born December 11, 1939) is
an American social and political activist and politician, known for
his involvement in the animal rights, and the anti-war and civil
rights movements of the 1960s. He still teaches, writes, gives
speeches, serves on important social boards and is known for his
work with animal rights groups and legislation.
an American social and political activist and politician, known for
his involvement in the animal rights, and the anti-war and civil
rights movements of the 1960s. He still teaches, writes, gives
speeches, serves on important social boards and is known for his
work with animal rights groups and legislation.
Born in 1879, Albert Einstein was affiliated with the Institute for
Advanced Study in Princeton, New Jersey, until his death in 1955.
Advanced Study in Princeton, New Jersey, until his death in 1955.
Why Do Seniors and Baby Boomers Want Retirement Jobs?
There are several basic reasons why so many people are wanting to work,
rather than play shuffleboard. Do one or more of these reasons describe you?
Many want-to-workers are looking for part-time retirement jobs or are
starting their own businesses because they want to stretch their
retirement pensions and/or social security. This way they can earn extra
dollars by lower health costs through health insurance. More money means
other critical extras, such as dental work. It also means extra money for trips
and other adventures.
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Then there are those who simply love to work. For those who are creative
(writers, artists, consultants, entrepreneurs), work has been a major part of
their lives and without it, retirement would be boring.
Many people who social and used to interacting with others need to maintain
a continued social life and a built-in network of professional colleagues and
potential friends.
Or, what if you are the person who gave 100 percent to your job? Honestly,
how could you quit doing something that defines your entire being.
Continuing to work, even after retirement, would be the safest thing to do.
rather than play shuffleboard. Do one or more of these reasons describe you?
Many want-to-workers are looking for part-time retirement jobs or are
starting their own businesses because they want to stretch their
retirement pensions and/or social security. This way they can earn extra
dollars by lower health costs through health insurance. More money means
other critical extras, such as dental work. It also means extra money for trips
and other adventures.
-----
Subscribe to this BLOG by email --
-----
Then there are those who simply love to work. For those who are creative
(writers, artists, consultants, entrepreneurs), work has been a major part of
their lives and without it, retirement would be boring.
Many people who social and used to interacting with others need to maintain
a continued social life and a built-in network of professional colleagues and
potential friends.
Or, what if you are the person who gave 100 percent to your job? Honestly,
how could you quit doing something that defines your entire being.
Continuing to work, even after retirement, would be the safest thing to do.
Do you fall into one of the above categories? If so, here are some
tips for finding meaninful retirement work:
DON'T MOVE: STAY WHERE YOU ARE—You might find the
best place to work part-time is with your current employer.
Findings from a Cornell University study indicate that 3 out of 4
companies would permit older employees to work fewer hours
rather than take full retirement, but not many employers list
retirement job option as part of their formal employment policies.
About 1/4 of companies surveyed would allow older employees
to reduce their hours prior to retirement and would not change
the employees’ health benefits.
SEEK A PART-TIME JOB—For several important reasons, including
less absenteeism and work stronger ethics, more employers are
becoming interested in hiring seniors, and some are even setting
up special recruiting programs for retirement jobs to attract older
workers.
USE YOUR SKILLS AND EXPERIENCE TO CONSULTANT—Use
your expertise to consult with companies that prefer to contract for a
temporary basis on certain projects. You may need to get a business
license, keep records, and file taxes as a business on the income
you earn, if you become your own business.
WORK AS A TEMP—The largest employer in the U.S. is a temp agency
based in Milwaukee. Check out Monster.com or brick and mortar
temp agencies in your region.
CHECK OUT SPECIAL PROGRAMS — Many federal and
state programs offer job training and employment services to seniors,
as well as programs sponsored by local communities.
-----
Subscribe to this blog by email --
-----
tips for finding meaninful retirement work:
DON'T MOVE: STAY WHERE YOU ARE—You might find the
best place to work part-time is with your current employer.
Findings from a Cornell University study indicate that 3 out of 4
companies would permit older employees to work fewer hours
rather than take full retirement, but not many employers list
retirement job option as part of their formal employment policies.
About 1/4 of companies surveyed would allow older employees
to reduce their hours prior to retirement and would not change
the employees’ health benefits.
SEEK A PART-TIME JOB—For several important reasons, including
less absenteeism and work stronger ethics, more employers are
becoming interested in hiring seniors, and some are even setting
up special recruiting programs for retirement jobs to attract older
workers.
USE YOUR SKILLS AND EXPERIENCE TO CONSULTANT—Use
your expertise to consult with companies that prefer to contract for a
temporary basis on certain projects. You may need to get a business
license, keep records, and file taxes as a business on the income
you earn, if you become your own business.
WORK AS A TEMP—The largest employer in the U.S. is a temp agency
based in Milwaukee. Check out Monster.com or brick and mortar
temp agencies in your region.
CHECK OUT SPECIAL PROGRAMS — Many federal and
state programs offer job training and employment services to seniors,
as well as programs sponsored by local communities.
-----
Subscribe to this blog by email --
-----
- Senior Community Service Employment Program (SCSEP) helps
low-income people 55 and older work in community service jobs.Career One-Stop Centers and America’s Job Bank.
Check with your state Employment Security Department, Department
of Labor, or Department of Aging for other senior employment
programs in your area.
* * * * *
START YOUR OWN BUSINESS
At Retirement Monologues, we frequently suggest this option.Click HERE for help in becoming an entrepreneur.* * * * *
Still more important facts --
- By 2010, more than 51 percent of the workforce is expected to be aged 40 or older, a 33 percent increase since 1980,
- And the number of workers aged 55 and older will grow from 13 percent of the labor force in 2000 to 20 percent in 2020.
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